According to their organizational form. The main organizational and legal forms of commercial organizations. Criteria for choosing an organizational and legal form

Organizational and legal form

An economic entity is a form of an economic entity recognized by the legislation of a particular country, fixing the method of fixing and using property by an economic entity and its consequences arising from this. legal status and purpose of the activity.

Organizational and legal form- the method of fixing and using property by an economic entity and its legal status and goals arising from this entrepreneurial activity.

In the all-Russian classifier of organizational and legal forms (OKOPF) (OK 028-99 (as amended by amendment N 1/99)) each legal form corresponds to a two-digit digital code, the name of the organizational legal form, collection algorithm.

Classification of organizational and legal forms in the Russian Federation

There are the following types of organizational and legal forms of economic entities (hereinafter also OPF):

OPF of economic entities that are legal entities-commercial organizations

  • Partnerships
  • Society
  • Joint stock companies
  • Unitary enterprises
    • Unitary enterprises based on the right of economic management
    • Unitary enterprises based on the right of operational management
  • Other

OPF of economic entities that are legal entities-non-profit organizations

  • Public associations (including religious associations)
    • Bodies of public initiative
  • Foundations (including public foundations)
  • Institutions (including public institutions)
  • Communities of Indigenous Peoples
  • Associations of legal entities (associations and unions)
  • Associations of peasant (farm) households
  • Horticultural, horticultural or dacha non-profit partnerships

OPF of economic entities without the rights of a legal entity

  • Ordinary partnerships

BTF examples

state and municipal institutions

The simplest name for the OPF of state institutions is FGU (federal) and GU (regional, Moscow and St. Petersburg). Sometimes the word “budgetary” is added to the OPF, for example, in the OPF forestry, correctional colonies. The name of the OPF may include the word "regional" and even the name of the subject of the Russian Federation: "Novosibirsk region", "city of Moscow", but not necessarily.

OPF of state institutions:

  • federal government agency
  • Regional State Institution (State Regional Institution), OSU
  • government agency
  • federal state state-financed organization

Federal State Budgetary Institution of Science

  • Regional state budgetary institution
  • State budgetary institution of the Novosibirsk region
  • State budgetary institution of the city of Moscow
  • State budget institution
  • State (municipal) public institution

Educational, healthcare and cultural institutions have their own OPF names:

OPF of educational institutions:

  • federal state autonomous educational institution higher vocational education
  • State educational institution of higher professional education
  • State educational institution of secondary vocational education
  • State educational institution
  • Municipal budgetary educational institution
  • Municipal preschool educational institution

OPF of military educational institutions:

  • Federal State Military Educational Institution of Higher Professional Education
  • State military educational institution of higher professional education

OPF of health care institutions:

  • Federal Public Health Institution
  • Public Health Institution
  • Municipal Health Institution

OPF of cultural institutions:

  • Federal public institution culture
  • State Budgetary Institution of Culture of the Sverdlovsk Region
  • State institution of culture of the city of Moscow

Unusual OPFs:

  • Regional state educational institution for orphans and children left without parental care
  • State Special Rehabilitation Educational Institution of Secondary Vocational Education - College for the Disabled
  • Federal State Educational Institution of Secondary (Complete) General Education "Astrakhan Suvorov Military School of the Ministry of Internal Affairs Russian Federation» - does not have an indication of "military".

state and municipal unitary enterprises

OPF of unitary enterprises:

  • Federal State Unitary Enterprise
  • State Regional Unitary Enterprise
  • State unitary enterprise
  • Municipal unitary enterprise

see also

  • Types of companies

Sources

  • Chapter 4
  • Federal Law No. 82-FZ of May 19, 1995 "On public associations"
  • Decree of the State Standard of the Russian Federation of March 30, 1999 N 97(as amended on 06/09/2001) "On the adoption and implementation of all-Russian classifiers" (together with " all-Russian classifier forms of ownership” OK 027-99)

Links

  • The choice of the organizational and legal form of the enterprise - an article by Doctor of Economics, Professor Adukov

Wikimedia Foundation. 2010 .

  • Las Casas, Bartolome de
  • Victor Emmanuel II

See what "Organizational and legal form" is in other dictionaries:

    Organizational and legal form- Legal form in which registration and activities are carried out legal entity. Examples of organizational and legal forms are an open joint stock company, a closed joint stock company, a limited partnership, a limited company ...

    FORM OF OWNERSHIP ORGANIZATIONAL AND LEGAL- Organizational form of ownership of the means of production, enshrined in national legislation Glossary of business terms. Akademik.ru. 2001 ... Glossary of business terms

    Legal form of activity- organizational and managerial form of activities of authorized subjects. Its legal essence lies in the fact that it is based on the prescriptions of law and always entails the occurrence of certain legal consequences. Unlike actual... Theory of state and law in schemes and definitions

    FORM OF OWNERSHIP, ORGANIZATIONAL AND LEGAL- organizational form of ownership of the means of production enshrined in national legislation ... Big Economic Dictionary

    Legal system- This article or section needs to be revised. Please improve the article in accordance with the rules for writing articles ... Wikipedia

    Joint stock companies- The organizational and legal form of an enterprise that, for its obligations to creditors, is liable only for the property that belongs to it. Shareholders do not bear any responsibility to creditors, they only risk ... Terminological dictionary of a librarian on socio-economic topics

    General partnership- Organizational legal form of a commercial organization. A partnership is recognized as full, the participants of which (general partners), in accordance with the agreement concluded between them, are engaged in entrepreneurial activities on behalf of the partnership and ... ... Vocabulary: accounting, taxes, business law

    MEETING OF THE FEDERATION COUNCIL- organizational and legal form of consideration by the upper chamber of the Federal Assembly of issues referred by the Constitution of the Russian Federation to its jurisdiction. The regulations of the Federation Council provide that the chamber holds meetings from September 16 of the current to 15 ... ... Encyclopedic Dictionary "Constitutional Law of Russia"

Russian enterprises can operate in various legal forms. The choice of any of them is predetermined by a variety of factors: the desired method of calculating taxes or, for example, the scale of the business and the need to raise additional capital. What are the specifics of legal forms of business in the Russian Federation? What varieties are they?

The essence of the legal form

The subjects of legal relations in the Russian Federation may have different statuses and legal forms. This is important for the correct differentiation of the specifics of their activities, as well as the use of optimal tax regimes in relation to the extracted income (if we are talking about the commercial sphere). The concept of legal form also reflects aspects of the organization's legal liability for arising obligations.

In general, maintaining commercial activities in the Russian Federation involves the state registration of an enterprise within the framework of one of the statuses provided for by law. A fixed legal form of business is a significant factor for banks making a decision on issuing a loan to an enterprise. Similarly, an investor or a potential major partner may pay attention to this.

Varieties of legal forms

In Russia, the legal form of entrepreneurial activity can be represented as one of the following main statuses:

Also, in some cases, it is permissible to conduct business in the status of an individual. However, this is generally less beneficial in terms of taxation. Actually, the amount of taxes is one of the factors in choosing one or another form of business. The main legal forms that we have listed above allow, in some cases, to take advantage of significant tax preferences.

It can also be noted that state institutions and non-profit organizations in the status of legal entities can also engage in some types of entrepreneurial activities that are not prohibited. A state-legal form is possible in which the organization conducts commercial activities. For example, it may be the format of unitary enterprises.

But the range of possible activities in the field of business, open to government agencies and non-profit institutions, is often quite narrow. In addition, no special preferences in the field of calculation and payment of taxes have been established for such organizations. Therefore, the choice of the optimal form legal activity is the most important task for an entrepreneur. Moreover, there are plenty to choose from. Consider the specifics of each of the above statuses in more detail.

IP: features

The main legal provisions for individual entrepreneurs are present in the 23rd chapter of the Civil Code of the Russian Federation. It says that Russian citizens have the right to do business without being a legal entity. True, for this you need to go to in due course state registration. But the corresponding procedure for sole proprietorships will probably look the simplest if we take other types of legal forms of business for comparison. In order to register as an entrepreneur, a citizen needs to collect quite a few documents and pay a small state fee. The authorized capital is not needed, as well as any other constituent documents. A current account, a seal - attributes characteristic of legal entities - are optional for individual entrepreneurs (although in practice they are often necessary). Reporting to the tax and other structures is minimal. Preferential taxation regimes, an entrepreneur, as a commercial entity, can choose almost the same ones that are established for legal entities, i.e. STS, UTII.

This legal form of doing business does not classify the enterprise as a legal entity. In this regard, the IP is responsible for all its obligations as an individual, that is, in full. What unites individual entrepreneurs with legal entities? First of all, the right to hire workers, the obligation to issue them work books. Also, entrepreneurs can invite contractors for civil law contracts. The considered legal form of doing business assumes that the citizen will own the business solely. It is impossible to give or donate a company (its share) in the status of an individual entrepreneur.

One of the disadvantages of the status we are considering is that the entrepreneur needs to pay contributions to the PFR, FSS and MHIF for himself, regardless of whether he has income. However, if they are in sufficient quantities, then the corresponding obligations will not be onerous, since contributions to the funds can be credited as part of the tax under some taxation systems. Even if an entrepreneur is employed somewhere, and the percentage required by law is transferred from his salary to the Pension Fund, the Social Insurance Fund and the Compulsory Health Insurance Fund, then he, one way or another, must fulfill the obligations to pay the appropriate fees for himself. At the same time, the amount of payments to the relevant funds may change every year, as shown by the Russian legislative practice. The importance of this factor varies greatly from one enterprise to another. For some firms, such volatility of norms is not critical, for others it plays important role in terms of profitability. But for start-up entrepreneurs, of course, such payments can be a bit of a burden.

Partnerships

Partnerships, along with business companies, are legal forms of legal entities designed to give a correct legal status entrepreneurs operating in the appropriate trust mode. Business is conducted on behalf of the partnership, responsibility for arising obligations rests with the founders of the organization.

This legal form is classified under two varieties. The first is a general partnership. This type of organization assumes that none of its participants has the right to make transactions on their own behalf that are within the competence of the company without coordinating actions with colleagues. The corresponding powers of a partner are determined by a power of attorney. Responsibility for the possible obligations of the company is assumed to be joint and several. The creditor can recover the debt both from the organization and from each of its founders.

The second legal form within the category under consideration is a limited partnership. She assumes that the commercial structure contributors or limited partners will also be present. They are also liable for the arising obligations of the company, but only within the limits of their contributions. Also, limited partners are not entitled to participate in making key business decisions.

Partnerships are established on the basis of an agreement signed by all its participants. This document must comply with the provisions of Articles 70 and 83 of the Civil Code of the Russian Federation. In particular, it is necessary to fix the amount and nature of the share capital, the shares of participants, the size and conditions for deposits in the agreement, to prescribe the responsibility of the founders for refusing to make payments, etc.

The considered legal form of the organization is characterized, first of all, by a very high level of responsibility of participants for possible obligations to creditors and other persons. In practice, business in this format is mainly run by people who can work in an atmosphere of complete mutual trust, for example, members of the same family.

LLC specifics

One of the most popular legal forms of doing business in the Russian Federation is a limited liability company. Involves the establishment of an organization through a contract. It is also necessary to create the charter of the LLC. In this case, the owner of the company can be one person. LLC is a full-fledged legal entity. Its distinctive specificity is as follows: responsibility for arising obligations is not assigned to the founders, but only to the assets of the company.

To establish an LLC, an authorized capital is also needed - at least 10 thousand rubles. As a rule, it is required to open a current account, issue a seal. Tax reporting here it is somewhat more complicated than for IP. An LLC must have no more than 50 co-founders. If more of them are expected, it will be necessary to register a joint-stock company, or a production cooperative. The legislation of the Russian Federation provides for mechanisms for the transfer of shares in an LLC, the withdrawal of participants from the organization, the sale of enterprises in the appropriate status.

Joint stock companies

If the business, according to various criteria, does not fit the status of an individual entrepreneur, partnership or LLC, or objectively has a significant scale, then the entrepreneur can pay attention to such legal forms of enterprises as a joint-stock company (JSC), as well as a public JSC. What are their specifics?

JSC, as well as LLC, have an authorized capital. However, it is expressed not in the form of shares, but in the form of shares. If they are issued by open subscription, a special legal form arises - PJSC (public joint stock company). It can be noted that joint-stock companies are called in this way in many developed countries. Also, this legal form of organization can bear a similar name if it prescribes the appropriate status in the constituent documents. Lawyers recommend that the founders of joint-stock companies fix it if a subsequent issue of subscriptions for shares is planned.

It can be noted that “ordinary” and “non-public” JSCs appeared recently - after the introduction of amendments to the Civil Code of the Russian Federation in 2014. Prior to this, the relevant structures were referred to as CJSC (a kind of analogue of a "non-public" company) and OJSC (a prototype of a "regular" JSC). It can also be noted that in the process of reforming civil legislation, some unification of the status of LLC and JSC was carried out, in the sense that such a founding document, as the Charter, became uniform for both types of companies, drawn up according to a common scheme.

Just as in the case of an LLC, the shareholders of a joint-stock company are not personally liable for arising obligations to the organization: certain penalties are possible only from assets in the form of securities.

Production cooperatives

These legal forms of enterprises can also be called artels. They are a voluntary association of entrepreneurs with the aim of jointly doing business in the field of production, processing, sales of products, provision of services, performance of work, trade, etc. It is assumed that personal labor participation founders of the cooperative, as well as the transfer of share contributions by them. Entrepreneurs operating under this legal form bear additional responsibility for arising obligations in accordance with the provisions of the law and the charter of the organization. The minimum number of cooperative members is 5 people. The property owned by the organization is divided within the framework of shares, as well as in accordance with the charter, which is considered the main constituent document.

The considered legal form of business is quite common in agriculture. At the same time, many farmers prefer to conduct joint activities in the form of other forms of cooperation. Consider one of the most common.

Peasant economy

The Civil Code of the Russian Federation provides for such a form of conducting joint activities as a peasant (or farm) economy. Its main feature is that the property is jointly owned by the organization. Also, a farmer cannot be part of more than one farm at the same time. The considered legal form of joint activity of citizens involves the creation of a legal entity. Members of the organization bear subsidiary liability for arising obligations.

Aspects of registration

Most of the types of organizational and legal forms of business we have considered require state registration as a legal entity. This procedure carried out at the place of residence of the respective executive body authorities - the territorial department of the Federal Tax Service or other authorized agency, if for some reason the tax service is not present in the region of doing business.

The most important criterion for the implementation of state registration of a business is the availability of authorized (for LLC, JSC), cumulative (for partnerships) capital, as well as mutual funds (for cooperatives). These investments form the initial property of the organization.

As for the authorized capital for LLC and JSC, it consists of the value of the company's shares (or shares). This value may be nominal, that is, the actual net assets firms can be higher. Many entrepreneurs prefer to form the authorized capital within the minimum values ​​established by law, for example, for an LLC it is 10 thousand rubles. Following this rule, firstly, reduces the initial financial burden on the founders, and secondly, it somewhat simplifies the procedure for evaluating deposits. The amount of authorized capital for Russian companies to be determined in the national currency of the Russian Federation - rubles. When doing business in the form of an LLC or JSC, it is the authorized capital - the most important criterion in terms of payment guarantees determined by the possible creditor for the company.

Formation of the authorized capital

As a contribution to the authorized capital, which is required by such legal forms of enterprises as LLC and JSC, cash can be used cash, securities or natural property. Also, the elements of the original property of the company can be, for example, property rights that have financial assessment. As for the authorized capital in forms alternative to cash, its formation is approved at the meeting of the founders of the economic society.

Participants of an LLC or JSC must have time to contribute their part of the authorized capital within the period specified at the level memorandum of association, but not later than one year after the state registration of the company. In any case, the founder cannot be released from the obligation to contribute his part of the funds or property to the authorized capital of the organization being created.

It can be noted that the original property in partnerships, in contrast to business companies, can be any size. The legislation does not include provisions that would determine the minimum amount of relevant assets in such organizations. This is quite logical: this legal form of business assumes that participants bear personal obligations. Accordingly, any penalties may be levied not only at the expense of the contributed capital.

Types of organizational and legal forms of organizations represent a classification of business entities in modern conditions. The main feature of this classification is the division of economic entities in accordance with the organizational and legal form of companies.

The types of organizational and legal forms of organizations are regulated by the Civil Code of the Russian Federation (CC RF), which introduced the concepts of "commercial organization" and "non-profit organization".

Types of organizational and legal forms of organizations

In accordance with the nature of the activities of enterprises, the types of organizational and legal forms of organizations include:

  1. commercial enterprises,
  2. Non-commercial enterprises,
  3. Organizations without forming a legal entity;
  4. state (municipal) organization;
  5. state (unitary) enterprise.

Currently, there are the following types of organizational and legal forms of organizations that carry out commercial activities: a company, a partnership, a joint-stock company, unitary enterprises.

In addition, there is a category that includes production cooperatives. In the area not commercial organizations can be identified as a consumer cooperative, public organizations(movements, associations), fund (non-commercial partnership), partnerships (horticultural, dacha, homeowners), association (union), non-profit companies of an autonomous type.

For enterprises that do not form a legal entity, the following types of organizational and legal forms of organizations may be provided: mutual investment funds, simple partnership, branch (representative office), individual entrepreneur, farm (peasant) economy.

Shape selection

The types of organizational and legal forms of organizations, in addition to the nature of the main activity, are also influenced by some other factors, among which may be organizational, technical, economic and social.

In accordance with organizational and technical factors, the types of organizational and legal forms of organizations are determined based on the number of founders, their characteristics, the area of ​​​​commercial activity, the nature and novelty of the products produced. When taking into account the social and economic factor, the volume start-up capital and personal characteristics of the entrepreneur and his team.

Also, the types of organizational and legal forms of organizations may be limited by the current legislation. For example, commercial organizations with the status of a legal entity can only be created in the form of a partnership of any type, a company (open or closed, with limited liability).

Types of organizational and legal forms of commercial organizations

Types of organizational and legal forms of organizations of a commercial nature can also be classified into several types:

  1. A business partnership, divided into full and based on faith, the difference between which lies in the degree of responsibility of the participants (partners). AT full society partners in obligations are liable with all their property, and in a case based on faith, they are liable in accordance with the amount of their contributions.
  2. Economic company (LLC), joint-stock company (JSC). The capital of an LLC includes the contributions of the participants and is divided into shares; in a JSC, the capital is divided into the corresponding number of shares.
  3. A production cooperative is a voluntary association of members (citizens), it is based on membership and share contributions, as well as on the personal labor of the participants.
  4. Economic partnerships are very rare, almost never mentioned in the Civil Code. Such enterprises are regulated by a separate law.
  5. Peasant farms are an association for the purpose of maintaining Agriculture based on the personal participation of citizens in business and their property contributions.

Examples of problem solving

EXAMPLE 1

Exercise Types of organizational and legal forms of organizations without forming a legal entity include:

1) Joint stock company,

An entrepreneur can conduct two types of activities - commercial and non-commercial. Conducting commercial activities pursues the main goal - generating income. Non-commercial activity has many purposes, the profit from which does not fall under the category of income.

Registration commercial enterprises involves, first of all, interaction with the tax authorities, and social services, payments to which are made precisely from income.

There are several organizational and legal forms (OPF) of commercial enterprises, the registration of which will allow the entrepreneur to conduct a completely legal business and be protected at the legislative level.

These are individual entrepreneurship (IP), a limited liability company (LLC), open and closed joint-stock companies (OJSC, CJSC).

Individual entrepreneur

An individual entrepreneur is the most common and simplest OPF, which can be registered by any capable adult citizen of the Russian Federation. In exceptional cases, stipulated by law, a teenager who has reached the age of sixteen can also register an individual entrepreneur. Registration of IP occurs without the formation of a legal entity.

The advantages of IP are simplified management accounting, no need legal address. To register an individual entrepreneur, the Charter and the presence of authorized capital are not required.

The disadvantage of an individual entrepreneur is his liability to creditors with all his physical property.

Limited Liability Company

One can register an LLC individual and a founding group. To register an LLC, it is necessary to draw up a Charter, an authorized capital, which cannot be less than 10,000 rubles, and a legal address, which cannot coincide with the address of registration, but may not coincide with the address of the location of the actual production.

Members of an LLC are liable within their own share of the charter capital, which terminates with the liquidation of the enterprise.

Joint stock companies

For the registration of joint-stock companies, there are regulations on the amount of the authorized capital, which is between the participants of the joint-stock company through shares. The regulation also exists for the number of shareholders. In a CJSC, the number of participants cannot exceed 50 people. Otherwise, it becomes necessary to change the type of closed to an open joint-stock company or to transform into an LLC. Registration is similar to an LLC, only the registration of a JSC is supplemented by a clause on the issuance of a primary block of shares.

Both LLC and JSC are registered with the formation of a legal entity and can be liquidated or reorganized in accordance with the law. With regard to individual entrepreneurs, only termination of registration is possible; payments of individual entrepreneurs on debts are mandatory until they are fully repaid.

When filling out various forms / documents in financial institutions and other structures, it is often necessary to indicate the legal form of the organization in which a person works, studies, etc. Such information is required to be presented when making a payment for services, and when applying for a loan, and in other situations. Therefore, further we will consider in detail what the organizational and legal form is, what it is and how to write it down correctly in documents.

Deciphering the concept

The organizational and legal form of a company, institution, firm, etc. (hereinafter referred to as OPF) is a legal form within which the process of creating a business entity and its further functioning is carried out. It also determines the type of ownership and operation of the assets at its disposal (including property, cash).

In Russia, the name of each enterprise, institution, firm, organization and other entities begins with an abbreviation, behind which the wording of the legal form is hidden. This element is a mandatory attribute of the official name of each economic entity of the Russian Federation.

Typology of organizational forms of Russian organizations

Jur. Individuals may belong to one of the following groups:

  1. Commercial group. Such organizations are created to obtain material benefits from the business and its development.
  2. Group. These organizations do not pursue the goal of making a profit, they usually represent the interests of society, solving charitable, socio-cultural, scientific, educational and managerial tasks.

OPF of business entities that pursue commercial goals:

Name Subspecies Abbreviated common designation
Companies can be: with limited liability OOO
non-public stock NAO
public stock PAO
Partnerships can be complete Fri
limited (on faith) TV
to produce something PC
Peasant/farmer households KFH
Business partnerships HP
Unitary companies on the right of economic management can be: federal state unitary companies FSUE
state unitary companies (indicating the name of the subject of the Federation) State unitary enterprise "mark on the subject of the Federation"
municipal unitary companies MUP
Unitary companies on the right operational management can be: federal government companies FKP
state-owned companies (indicating the name of the subject of the Federation) CPS "mark on the subject of the Federation"
municipal government companies ITUC

The most common BTFs of business entities that do not pursue commercial purpose as main:

Name Abbreviation (abbreviation)
consumer type cooperative PC
Social movement OD
Political Party PP
Foundation/public type foundation Fund/OF
Institution/institution of public type Uch / Ouch
State corporation GC
Non-Profit Partnership NP
Autonomous non-profit company ANO
Community Community
Association AC
Union Union
Association of Peasants'/Farmers' Organizations ASKFH
Territorial organization of the trade union TOProf
Association of homeowners HOA
Association of Gardeners ST

OPF for business entities without opening a legal entity. faces:

Samples of OPF of various types of state institutions:

  • State. budgetary institution of the XXX region (GBU XXX region);
  • State. budgetary institution of the settlement of XXX (GBU of the city of XXX);
  • State. budgetary institution (GBU);
  • Federal State uchr-e (FGU);
  • Regional state uchr-e (OSU);
  • Federal State budgetary institution (FGBU);
  • State/Municipal state institution (G / M KU);
  • Federal State autonomous educational institution higher education(FGAOUVO);
  • State. educational institution of higher / secondary education (GOUV (S) O);
  • Municipality preschool educational institution (MDOU);
  • State. military educational institution of higher professional education (GVOUVPO);
  • Federal State health protection institution (FGUZ);
  • Municipality institution of health protection (MUZ);
  • State. budgetary institution of arts/culture XXX reg. (GBUK XXX.reg.);
  • State. Art/Culture Institution of XXX Settlement (GUK XXX);
  • etc.

For example, when applying for a loan at Sberbank, the full name is indicated - “Public Joint Stock Company Sberbank of the Russian Federation”. In the abbreviated form, it should be written as follows - " PJSC Sberbank". Until August 2015, the financial and credit institution was an OJSC (Open Joint Stock Company). The change in the OPF was caused by a change in domestic legislation and the abolition of the OJSC / CJSC form, and the introduction - PJSC / NAO.

How to write an organizational form in Sberbank

To obtain borrowed funds from Sberbank, a client of a financial and credit institution will need to fill out a special questionnaire. In it, a person must indicate not only his personal data, but also write where he works, what position he holds, what assets he has (in particular: real estate, vehicles), etc. When filling in the line about the place labor activity, you must specify the legal form of the company / institution.

An example of how to fill out a questionnaire at Sberbank to receive borrowed funds

In the submitted sample, the applicant for a loan must fill in the line with the name "Name of the organization, including the organizational form." Since he works for ZARYAD Limited Liability Company, “LLC” is entered in an empty cell (this is legal form) and "CHARGE" (this is an individual name).

How to fill out an application for a loan at Sberbank is shown in the illustration:

If the client of the bank worked at the Petrovsky State University of Physics and Technology, then in the column it would be necessary to write: FGBOU VO PPGTU. In this case, "FGBOU VO" is the OPF, which is like the "Federal State Budgetary Educational Institution of Higher Education." "PGFTU" is the abbreviated name of the educational institution.

Here are some more examples:

How to find the exact name of an organization

In order to be sure of the correct spelling of the name of the place of work and its organizational form, can:

  • contact an employee of the personnel department and ask how it will be correct to write the name of the company;
  • look in the employment contract / certificate / pass;
  • found on the official website of the company/institution (in the section "About the company", "Contact information", etc.).

Filling rules

The execution of the document should be started only after the exact information for filling it out is known. Regardless of what kind of form is being prepared (whether it is a questionnaire for obtaining a library card or a bank loan), the abbreviation of the OPF of the company / institution is indicated first, then a space is made and the name of the business entity is written.

For the convenience of entering information, the input line is often divided into cells. This is done so that you can see where there is a gap between words, and so that each letter is located in its own box. This reduces the risk that, when processing the questionnaire, the specialist will not be able to parse its contents (identify the organization) due to the incomprehensible handwriting of the person filling it out.

The example clearly shows that each letter is in its own cell. OPF is separated from an empty cell.

In some cases, the ability to write OPF may be required

The most common situations:

  • filling out a questionnaire in a medical institution;
  • filling out a questionnaire when placing a child in a school / preschool educational institution, etc.;
  • for obtaining a consumer loan or for business development;
  • when applying for insurance;
  • when processing payment orders;
  • at the conclusion of contracts for the supply / sale, etc.

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