Evgeny Titov Sberbank biography. The former head of the Far East Savings Bank became the new head of the South-Western Savings Bank. Same with banking

Chairman of the Board of Directors (Supervisory Board)
Date of initial election to the Board of Directors (Supervisory Board): 04.06.2003
Date of initial election to the Board of Directors (Supervisory Board) as Chairman of the Board of Directors: 04.06.2003

Date of last re-election to the Board of Directors (Supervisory Board) as Chairman of the Board of Directors: 08/30/2019
Information about vocational education: Middle Eastern Technical University, graduation year - 1980, qualification - bachelor, specialty - management.
Information about additional professional education: none
Information about academic degree, academic title: none

  1. From June 11, 1997 to the present, he has been the President of Denizbank A.Sh. (Turkey). His responsibilities include managing the current activities of the Bank, representing the interests of the Bank and concluding transactions within the powers granted by law and the charter.
  2. From June 11, 1997 to the present, he has been a member of the board of directors at Denizbank A.Sh. (Turkey). Carries out the duties of a member of the board of directors in accordance with the law and the charter.
  3. From February 9, 1998 to the present, he has been a member of the Board of Directors at Deniz Yatyrym Menkul Kyymetler Anonymous Shirketi JSC (Turkey). Carries out the duties of a member of the board of directors in accordance with the law and the charter.
  4. From October 02, 2013 to the present, he has been the Chairman of the Board of Directors at Intertech Bilgi Ishlem ve Pazarlama Tijaret Anonim Shirketi JSC (Turkey). Carries out the duties of the chairman of the board of directors in accordance with the law and the charter.
  5. From March 21, 2014 to the present, he has been the Chairman of the Board of Directors at Destek Varlyk Yonetim Anonim Shirketi JSC (Turkey). Carries out the duties of the chairman of the board of directors in accordance with the law and the charter.

Job Title:
Date of initial election to the Board of Directors (Supervisory Board): November 14, 2006.
Date of last re-election to the Board of Directors (Supervisory Board): 08/30/2019
Information about vocational education: information not provided
Information about additional professional education: information not provided

Information about labor activity:

  1. From 02.06.2009 to 21.02.2011 he was elected an Executive Member of the Board of Directors of Denizbank A.Sh. (Turkey). Managed banking services corporate clients, project financing and lending individuals.
  2. From February 22, 2011 to November 18, 2012 he was re-elected an Executive Member of the Board of Directors of Denizbank A.Sh. (Turkey). Acted as Chief Risk Officer (CRO). Managed the risk division.
  3. From November 19, 2012 to the present, he is an Executive Member of the Board of Directors of Denizbank A.Sh. (Turkey). Supervises the internal control unit, compliance and the operational risk group.
  4. From May 12, 2009 to the present, he has been a member of the board of directors of Denizbank A.Sh. (Turkey). Carries out the duties of a member of the board of directors in accordance with the law and the charter.

Job Title: Member of the Board of Directors (Supervisory Board)
Date of initial election to the Board of Directors (Supervisory Board): 05/21/2004
Date of last re-election to the Board of Directors (Supervisory Board): 08/30/2019
Information about professional education: Ankara University, graduation year - 1986, qualification - bachelor, specialty - public administration.

Information about the academic degree, academic title: none

Information about work activity:

  1. From October 12, 2009 to December 26, 2012, he was appointed Executive Vice President at Denizbank A.Sh. Curated questions corporate sales within the Banking Group, corporate banking, lending to individuals, Deniz Leasing and Deniz Factoring companies, foreign related companies (Denizbank A.G., Denizbank Moscow CJSC, Eurodeniz IBU Ltd., DenizBank Bahrain), and also provided support in the areas of project finance, cash management and insurance.
  2. From December 27, 2012 to the present, he has been an Executive Member of the Board of Directors at Denizbank A.Sh. Responsibilities include supervising corporate sales issues within the Banking Group, including supervising banking services for corporate clients, lending to individuals, Deniz Leasing and Deniz Factoring companies, foreign related companies (Denizbank A.G., Denizbank Moscow CJSC, Eurodeniz IBU Ltd., DenizBank Bahrain), as well as providing support in the areas of project finance, cash management and insurance.
  3. From December 3, 2009 to the present, he has been the Chairman of the Board of Directors at Eurodeniz International Banking Unit Limited (Turkey). Carries out the duties of the chairman of the board of directors in accordance with the law and the charter.
  4. From July 19, 2010 to the present, he has been the Chairman of the Board of Directors at Deniz Financial Kiralama Anonymous Shirketi JSC (Turkey). Carries out the duties of the chairman of the board of directors in accordance with the law and the charter.
  5. From July 19, 2010 to the present, he has been a member of the Board of Directors at Deniz Factoring Anonymous Shirketi JSC (Turkey). Carries out the duties of a member of the board of directors in accordance with the law and the charter.
  6. Since December 26, 2012, he has been the Chairman of the Board of Directors at Deniz Factoring Anonymous Shirketi JSC (Turkey). Carries out the duties of the chairman of the board of directors in accordance with the law and the charter
  7. From December 27, 2012 to the present, he has been a member of the board of directors of Denizbank A.Sh. (Turkey). Carries out the duties of a member of the board of directors in accordance with the law and the charter.

Hairy Jansever

Job Title: Member of the Board of Directors (Supervisory Board)
Date of initial election to the Board of Directors (Supervisory Board): 09/15/2011
Date of last re-election to the Board of Directors (Supervisory Board): 08/30/2019
Information about professional education: Istanbul Technical University, graduation year - 1998, qualification - bachelor, specialty - engineer / mechanic.
Information about additional professional education: Istanbul Yeditepe University, master's degree (MBA), date of development - 01.11.2003.
Information about the academic degree, academic title: none

Information about work activity:

  1. From 01.12.2009 to 31.12.2009 he was appointed the Manager of the Bayrampaza branch. Responsible for the development of banking products for legal entities, supervised all types of operations carried out by the branch. Supervision of the activities of the branch.
  2. From February 17, 2010 to June 30, 2011, he combined the duties of managing the Bayrampaza branch with the position of Senior Vice President in charge of the Corporate Clients Department at the head office of Denizbank A.Sh. until 30.06.2011
  3. From 08/03/2011 to 01/17/2012, he performed the duties of Executive Vice President at Denizbank Moscow JSC, supervising corporate client servicing.
  4. From 01/18/2012 to 01/21/2013 was elected President of Denizbank Moscow JSC, carried out general leadership Bank.
  5. From 01/22/2013 to 06/30/2015, he held the position of Deputy General Director of the Corporate Banking Group at Denizbank A.Sh. (Turkey), supervising the direction of servicing corporate clients of the Bank.
  6. From July 1, 2015 to December 28, 2016, he held the position Director General JSC "Destek Varlyk Yonetim Anonymous Shirketi" (Turkey). Managed the day-to-day activities of the company, distributed duties and set bonuses for employees, coordinated the work of the relevant department in preparing the company's budget and financial tables.
  7. From 01/03/2017 to 01/01/2018, he held the position of Executive Vice President, heading the General Secretariat and coordinating the work of Sberbank in Denizbank A.Sh. (Turkey). Ensured the smooth execution of tasks within the goals and vision of the DFSG in accordance with local and foreign laws, as well as legal regulations.
  8. From 01/02/2018 to the present, he has been holding the position of Executive Vice President, heading the General Secretariat, coordinating the work of Sberbank and foreign subsidiaries at Denizbank A.Sh. (Turkey), and also heads the Department of Foreign Subsidiaries in Denizbank A.Sh. (Turkey). Ensures the smooth execution of tasks within the goals and vision of the DFSG in accordance with local and foreign laws, as well as legal regulations.

Job Title: Member of the Board of Directors (Supervisory Board)
Date of initial election to the Board of Directors (Supervisory Board): 01/12/2010
Date of last re-election to the Board of Directors (Supervisory Board): 08/30/2019
Information about professional education: Istanbul University, graduated in 1995, qualification: bachelor, specialty - economics.
Information about additional professional education: Master's degree (MBA), date of development - 03/27/2001.
Information about the academic degree, academic title: none

Information about work activity:

  1. From 12.01.2010 to 31.08.2011 he was appointed to the position of the President of Denizbank Moscow JSC, exercising the functions of the Bank's management.
  2. From 01.09.2011 to the present he has been the President of Denizbank Aktiengesellschaft (Austria), exercising general management of the Bank.
  3. From April 21, 2011 to the present, he has been a member of the Board of Directors of Denizbank Aktiengesellschaft (Austria). Carries out the duties of a member of the board of directors in accordance with the law and the charter.
  4. From September 1, 2011 to the present day, he has been appointed Chairman of the Board of Directors of Denizbank Aktiengesellschaft (Austria). Carries out the duties of a member of the board of directors in accordance with the law and the charter.
  5. From September 30, 2014 to the present, he has been a member of the Board of Directors at Deniz Financial Kiralama Anonymous Shirketi JSC (Turkey). Carries out the duties of a member of the board of directors in accordance with the law and the charter.

Job Title: Member of the Board of Directors (Supervisory Board)

Date of initial election to the Board of Directors (Supervisory Board): October 31, 2013.
Date of last re-election to the Board of Directors (Supervisory Board): 08/30/2019
Information about professional education: Bogazici University (Turkey), graduation year - 1998, qualification: bachelor, specialty - political science and international relations.
Information about additional professional education: none
Information about the academic degree, academic title: none

Information about work activity:

  1. On August 12, 2008, he was appointed to the position of Head of the Department - Loan Portfolio Management Manager of the Department for Work with Corporate Clients, whose duties included managing the loan portfolio of Dexia Bank CJSC, working with corporate clients.
  2. Since August 16, 2013, he has been appointed President of Denizbank Moscow JSC (date of approval for the position by the Bank of Russia: May 21, 2013). Manages the current activities of the Bank, represents the interests of the Bank and concludes transactions within the powers granted by law and the charter.

Additional Information:
From 2013 to the present, he has been the Chairman of the Board of Denizbank Moscow JSC (date of last election 10/28/2013).

Alexey Timoshenko

Chairman Southwestern Bank of Sberbank appointed Evgeny Titov. Former head Victor Ventimilla Alonso went to St. Petersburg, where he will head the North-West Bank of Sberbank. The press service of Sberbank spread the message about this.

Mr. Alonso is one of the old-timers of the local banking market. He began his career in 1993 at Inkombank: for two years he managed the Rostov branch of the bank, and then became the bank's senior vice president. From 1999 to 2009, he headed the Rostov branch of VTB, and in March 2010 he was appointed chairman of Southwestern Sberbank.

They talked about Alonso's departure a month ago, - N's source commented on these rumors at the beginning of the year. banking predicting that a completely new person will take his place. - Sber adheres to the principle of moving managers horizontally. This is done in order to prevent the clan system in management. So, anyway, it has been so far.

Interlocutor N believes that today the head of the regional Sberbank is more of an administrative figure, his powers in terms of approving new loans are seriously limited by the risk assessment system existing in the bank. According to him, the risks of all borrowers, without exception, are assessed by a division in Novosibirsk, then the decision is made by Moscow.

N's interlocutors said that Mr. Alonso had good relations with the head of Sberbank, German Gref.

Southwestern Sberbank is the traditional organizer of Sberbankiads in Sochi. So the head of the SWB has more opportunities to communicate with the top officials of the bank than other regional heads of the bank, - explains one of them. - Transfer to St. Petersburg for Alonso - a good option against the background of rumors about a possible merger of the South-Western and Central Black Earth Savings Banks.

Victor Ventimilla Alonso is an intelligent person and a competent manager. For him, this, of course, is an increase, a natural step in his career, - Kirill Zhitenev, the former head of the press service of the South-West Sberbank, commented on the appointment.

His promotion is not only a recognition of some merits or talents, I think that in his psychotype he is close to the current head of Sberbank German Gref, one of the businessmen told correspondent N, well knowing Mr. Alonso. - He never liked publicity, it is even difficult to say with whom he closely communicated from the Rostov business.

With the statement about the proximity of psychotypes, however, one can argue. Any artist can envy German Gref's publicity: he always willingly communicates with journalists. Recently, his appearance in the form of a disabled person in one of the branches of Sberbank caused a heated discussion in the press and social networks. It is very difficult to imagine Mr. Alonso in such a situation. Information about the market position of South-Western Sberbank in the local market in recent years is so scarce that N traditionally compiles annual bank reviews without taking Sberbank into account. Everyone knows that Sberbank is the largest bank in the Rostov region, but it is very difficult now to say how successfully it maintains leadership positions. Perhaps, with the arrival of Evgeny Titov, the situation will change and there will be more information about the bank's market position.

In recent years, Sberbank has been making serious efforts to automate its activities. This direction is likely to be pivotal in the work of the new leader.

In a world where almost everyone has a gadget, companies just need to be inside it. Sberbank has set a course for improving IT solutions. It is important to support talented employees who are ready not only to offer innovations, but also to implement them, - Evgeny Titov recently said at one of the events (quoting the Golden Horn newspaper).

Evgeny TITOV, Chairman of the Far Eastern Bank of Sberbank of Russia OJSC, summed up the results of the first year of work at the Far East.

How successful was it, how does the No. 1 bank in Russia fit itself into the development plans of the region? About this "DK" talked with Evgeny Titov.

Evgeny Viktorovich, you spent most of your life in the North Caucasus, worked in the North Caucasian bank of Sberbank of Russia. How did you perceive the Far East, can you say that it has become close to you?

If I said that a year later I became a Far East, it would be at least ridiculous. No, of course not, but much has become clearer to me, and the region itself is now closer. Before coming here, I visited many subjects of the Federation, and it seemed to me that - whether it is Murmansk or some Siberian city - the banking business is similar everywhere: there are common technologies and management principles. “Deep immersion” in the specifics of the Far East has seriously changed the paradigms of perception: the territory with a seven-hour difference in communications with the central part of Russia, the high cost of logistics, energy, labor resources, etc., of course, requires a lot of effort and expense from business.

Is it the same with the banking business?

Feature regional financial market- we have a very dense competitive environment here, many strong local players, especially in retail business. And at the same time, the market for the consumption of financial services is limited due to the small population, customers are very demanding, so you constantly have to be in good shape and develop dynamically.

- What tasks were set for you when you were appointed to the post of chairman?

Frankly? The main task was to bring the Far East Bank to the first position in the corporate rating of Sberbank of Russia. It is based on business performance indicators, the dynamics of various products and allows you to compare territorial banks operating in different conditions of our vast country. At the end of 2011, the Far East Bank took 14th place - it was fourth from the bottom. We needed to ensure outpacing business growth, increase the level of return on assets, achieve an increase in our market share in lending both in the corporate segment and in retail.

In January, I started working, and in February, the First project was launched at Sberbank, which made it possible to simulate the result. We needed first place. I confess that immersion in this project was difficult, a number of managers considered it too ambitious, I tormented the staff with strict requirements. To achieve the goals, not only more work was required, but also more creativity, the principle of “take more - throw more” did not work.

- What was this creativity? What special did the team have to do?

The main thing is not to invent anything, but to effectively use the experience of colleagues and adapt it to our Far Eastern conditions. This practice allowed us to see in advance both the pitfalls and possible breakthrough moments.

- Did the result of the work suit you? Have the goals been achieved?

Our share of lending to the population in the region was 36%, corporate clients - 32%. We own 48% of the market of attracted funds from the population. At the beginning of this year, citizens kept 205.85 billion rubles with us - 34 billion more than a year earlier. The loan portfolio for small businesses grew 1.5 times: from 13 billion rubles. up to 19 billion rubles The investment portfolio exceeded 33.8 billion rubles. With these indicators, we were able to reach the first positions in the corporate rating. Now you need to keep the bar.

Sberbank is a too influential participant in the country's economic development, one might say, a state within a state. Does Bank No. 1 have an Eastern policy?

An example of this is our participation in the APEC summit and the Office of the Future project, which we implemented at the FEFU site. It is small in capacity - just one office integrated into the university campus, but from the point of view of federal “winds” it is very indicative: we launched advanced technologies in Vladivostok that are available in Korea, Japan and which are not yet in Europe. This is not only our favorite Sberbash robot - mobile payment terminal who traveled and met guests, and at the same time really served plastic card using contactless technology. Together with IBM, we tested the analysis technology at this site social networks which makes it possible to understand the moods of our potential clients analyze their needs.

Now this project will be broadcast throughout Russia, in Moscow the arrangement of such an office is entering the finish line. It's a small part, as you say eastern politics, but very important - the future belongs to technology.

Of course, for Sberbank the main topic is investment activity in the region.

Today we are not limited in resources and can participate in any major projects. Since we are not bound by a strict limit policy, we can not split up projects, but manage them from start to finish. By the way, this is one of our competitive advantage. The portfolio of the Far Eastern Bank of Sberbank of Russia includes loans for the creation of large industrial enterprises, infrastructure facilities, large shopping and leisure complexes, we are participants in almost all large-scale projects.

If we talk about geopolitical tasks, including the consolidation of a resident population in the East of the country, then the Savings Bank makes its own, I think, significant contribution to their solution. We lend to home developers, help them sell apartments with the help of our mortgage programs. Our mortgage conditions are the most loyal and diverse, which allows a wide range of citizens, including young people, to join it. Your housing and good job These are the main conditions for life in the region.

We have several social projects in which we participated on the principles of public-private partnership. PPP allows you to build not only industrial and infrastructure facilities, but also social ones. On Sakhalin, for example, in cooperation with the regional administration, construction company and the bank has already built 7 kindergartens. This is the social infrastructure that the Far East desperately needs, and we will develop this experience.

Well, given the border position of the Far East, I would single out a large arsenal of tools for servicing foreign trade activities offered by Sberbank. We are the main player here. Guarantees from Sberbank, which has world ratings, open access to cheaper resources of foreign banks, provide additional insurance for business risks in transactions, and convenient terms for paying contracts. These opportunities of the bank are most in demand in cooperation with Chinese partners, less Korean and Japanese. But, I would like to note that the volume of transactions using these instruments does not yet meet the challenges facing the economy of the region as a whole. The more transparent companies and their transactions are, the faster we will develop this area, which will allow the regional economy to breathe better.

What do you think special conditions necessary for business development in the Far East? And what tools is your bank ready to offer for this?

For all the specifics of the Far East, for its development, in my opinion, it is necessary to provide real support for business from government agencies, and banks will pick up this initiative, provide simple financing for small and medium-sized businesses, up to start-ups, when, for example, an entrepreneur buys a franchise to the same cafe. Sberbank has several scoring products for small and medium-sized businesses, among which the most popular is the Trust loan. The loan portfolio under this offer of our bank in 2012 grew from 1.5 billion to 4 billion rubles.

Now we are focused on proactive positions in our projects. Where did this idea come from? We know a lot about clients, their plans, but our problem is that we are waiting for them to come and ask: “Do you want to participate in such and such an investment project?” And we must ourselves go to the entrepreneurs with ready-made ideas that can be jointly implemented.

There are still few such offers on the market, but we have already gained experience of such work on Sakhalin. We recently met with the governor of the Amur Region and made sure that the authorities are interested in the initiative, followed by the creation of jobs and an increase in the budget revenue base. There may be, for example, such options: during the recent crisis, companies had a lot of unfinished projects in the field of real estate. We know the team, its potential, we can structure the deal and move the frozen construction site off the ground. And we are not reinventing the wheel, this is the experience of many world financial institutions who themselves come up with such an offer to customers.

You are noticed that you often meet with governors, sign some kind of agreements with the business community. Is it a desire to use the administrative resource for your own purposes? Do banks need this resource at all today?

I'm not a politician, and I don't need personal PR, but there is corporate principles, which were developed with the advent of German GREF to the bank, and one of them is the maximum availability of the head. The image of a banker sitting in an office is a thing of the past.

Offers to the market and territory grow out of this communication. Now working group is engaged in investment projects in our bank, and we see good prospects to create special innovation sites and technology parks in the Far East region. Each territory has its own directions for the formation of modern clusters specialized in certain industries. There is an interest of both business and government agencies in order for such points of growth to appear, Sberbank will participate in them with a set of its tools.

Special expectations today regarding Primorsky Krai, in which large federal funds have been invested. How do you assess the activity of Primorye business?

It is the main driver of development. Our Primorsky office in terms of business volume is 50% of the entire Far Eastern Sberbank. Indeed, there is a very high business activity in the region and a lot of promising real projects. But here we still have to create conditions to make it easier to do business.

Let me give you an example, in Primorsky Krai there is one major project that we, together with the regional authorities, are trying to promote, we are discussing its details with federal center. We are told: “The rental rates in Primorsky Krai cannot be the same as in Moscow. It's unreal." From afar, it is hard to imagine that in Moscow the rates are formed by demand, and in the Far East - by the level of costs. The basic costs of creating a production should be adequate, then no one will need to be persuaded to do business. The entrepreneur himself will come to the bank for a loan.

You are one of largest employers. How many of your employees leave for the central part of Russia?

Sberbank is a territory of personal growth. We have a team of more than eight thousand people, and almost everyone learns in one way or another, expanding the range of professional competencies. This is the most important part of our corporate culture. We can say that all of us, including myself, are regular students of the Sberbank virtual school, where the library of the most best books, language classes, professional trainings etc. Plunging into this environment, a person understands that he has ample opportunities to plan his career, but if you want to grow professionally, study. To the West - to the center of Russia - of course, someone is moving, some continue to work in our system. But, believe me, professionals from other regions of Russia also come to us, seeing prospects in the region for career development and interesting work.