Each person at least once faces an unpleasant situation when money suddenly runs out on a mobile phone, and it is simply necessary to call somewhere. Owners of a Sberbank plastic card on which the Mobile Bank service is activated can transfer money to the account of any mobile operator by sending a message from their phone to the short service number 900.
Replenishment of the account on the phone linked to the "Mobile Bank"
To avoid trouble, it is recommended to remember how to replenish your phone account with a Sberbank bank card and use this service in any unforeseen situations. It is extremely simple to generate a service message for replenishing an account linked to a phone card: just enter the amount of replenishment in the text field and send a message to service number 900. It is important to remember that the amount of replenishment should not exceed 10-10,000 rubles.
Top up your phone number via mobile banking
Sometimes several payment cards are tied to the Mobile Bank. In this case, the service message to 900 should look like "100 XXXX", where "XXXX" indicates the last four digits indicated on the card with which you plan to replenish the balance of the number, and "100" - the amount of replenishment in rubles.
Replenishment through the "Mobile Bank" of a phone number not associated with it
The "Mobile Banking" service allows you to replenish from your card both your own mobile phone and others. To do this, you also need to send a service message to 900, but it is formed in a slightly different way.
The first in such a message should be one of the possible service words: TEL (TEL), PAYMENT (OPLATA), PAYMENT (PLATEZH, PAYMENT or PLATEZ), TELEPHONE (TELEPHONE, TELEFON, TELEFONE, FONE or PHONE), REPLENISHMENT (POPOLNENIE), PAY (PLATI or PAY), PAY (OLPATI) or POPOLNIT (TOP-UP or POPOLNI). All these words have the same meaning for the system, so it is enough to remember at least one of them.
Step 1 
Step 2
After the service word, a space is placed and a phone number is entered to replenish the account in 10-digit form (that is, starting from nine). After that (also separated by a space), you should enter an integer in the range from 10 to 3000, which will indicate the amount of replenishment, expressed in rubles.
If several payment cards are connected to the service at once, at the end of the message, after a space, 4 additional digits are entered, which ends with the number of the required card.
After sending the message, you need to wait for a response to it, in the text of which the code will be indicated to confirm the payment. The received code is sent to service number 900, after which the transaction will be completed.
How to transfer money to a phone from a Sberbank card through Sberbank-Online
Owners of Sberbank payment cards can put money on their phone via the Internet from a bank card directly from their computer if they are connected to the Sberbank-Online service. First you need to log in to the system, enter your personal account and select the phone payment service in it. After that, it will be enough to indicate the amount of the desired payment and phone number in the necessary dialog boxes, and then confirm the fact of payment.
Phone replenishment through Sberbank Online
Whichever of the existing methods to put money on a phone from a Sberbank card via the Internet is chosen, there is no commission for this action. This means that the amount indicated by the payer will be transferred to the phone account.
Self-service terminal or ATM
If the money on the phone has run out near the ATM of Sberbank, then you can conveniently and quickly replenish your phone account without withdrawing cash from the card. It will be enough to log in to the system by entering your PIN code and in the dialog box that opens, select the sub-item "Payment for mobile communications". In the next window, you will need to select the desired mobile operator, dial your phone number, indicate the amount of replenishment, and then carefully check the entered information and confirm the payment.
When replenishing a phone account through an ATM or payment terminal, money is debited from the card and simultaneously credited to the account in just a few minutes.
Auto payment service and account management
Sberbank customers can use the AutoPay service, which will relieve them of the obligation to monitor the status of mobile accounts and top them up on their own. After activating the service, the balance on the mobile account will be automatically replenished from the payment card funds as soon as it falls to the level specified by the client or to zero.
Payment for using the "Auto payment" service in Sberbank is not required. Many connect it immediately when issuing a card, but this is possible at any other time. Bank customers who have not yet activated the "Auto payment" service can do it themselves at an ATM.
Benefits of using the "Auto payment" service from Sberbank
Setting up the service is quite simple: to do this, you need to go to your personal account, select the "Information and Service" item in the menu that opens, and then click on the button called "Autopayment". In the dialog box, you will need to select your mobile operator and tell the system your phone number, the minimum possible account size and the amount of the desired replenishment. After confirming the correctness of the entered data, the account of the specified mobile phone will be replenished by the specified amount every time it drops to the specified limit.
The "Auto payment" service is activated not only through a self-service terminal, but also using the "Mobile banking" (that is, managing a payment card via SMS) and "Internet banking" modes, as well as on the websites of telecom operators.
Replenishment of the account through the operator
Any owner of a payment card can replenish the account through the official website of his mobile operator. To do this, you should log in to the system and go to your account, and then, after entering the necessary card details and indicating the amount of the payment and the phone number for which it is intended, you will receive money to your account and a detailed report on the transaction.
Some mobile operators offer their subscribers a few more options. For example, Megafon subscribers can replenish their account in several ways that other operators do not have: via SMS or using the USSD command 117 (the command format is 117XX #, where XX is the desired replenishment amount). This method allows you to top up only the phone number from which the action is performed.
Top-up services via a card, as a rule, must first be connected or activated with an operator. Many people consider “Autopayment” to be the best way to top up, but it is only suitable for topping up your own number, and to top up other people's phones, you will need to use one of the other existing offers.